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Episode 89

01 Nov 2022

written by Cindy Matalucci


This episode of the Pulse was brought to you by Windus Fernandez- Brinkkord from Trilogy Financial Services. For all your financial needs, Windus and her team have got you covered!

On Todays Episode:

We start our show in studio with our Business Loan experts, Jeff Thon and Joshua Feldscher from Clear Skies Capital to discuss their working capital loans and how they can meet their clients current, short term obligations and opportunities.

We then head out on location to Lonesome Rider Coffee in Parkway Plaza to check out their first storefront!

Clear Skies Capital:

They provide commercial financial solutions for small ticket business owners from commercial line of credits to term business loans, equipment financing, A/R factoring and SBA funding and more!

We dive into the topic of Working Capital.

When should a company consider taking out a Working Capital Loan?

If you have a seasonal business that is struggling in the offseason. You know that soon you’ll start making a profit, but you have urgent expenses to meet today. A loan can help keep you from closing during that stressful off-season.

When you just need a small amount. Small businesses normally don’t need huge amounts of money to cover their daily expenses. A working capital loan can boost your business with a little bit of extra funding it needs.
When you need funding fast. All being well, we can give you financing in a matter of a few days.

If you don’t have collateral. Our working capital loans don’t require you to put up any security. We make this possible by charging a slightly higher interest rate than loans obtained with some security.
If you are having an emergency. If you’re faced with a crisis, a working capital loan may be just what you need.

When you want to benefit from new opportunities. With a working capital loan, you can immediately take advantage of new opportunities that benefit your business. You won’t have to worry about missing out just because your business lacks the funds.

What can you use your loan for?

Make Payroll
Purchase Raw Materials
Renovate Your Space
Staff up for New Jobs
Purchase New Equipment
Pay Taxes
Open a new business location
Any business related

How much money can a business borrow?

We offer working capital term loans from $5,000 to $1 million and a line of credits up to $100,000. Our working capital loans are painless, flexible, and quick.

How do I qualify for a loan?

You need to have been operating for at least six months. You need to have at least $12,000 in monthly deposits and a 500+ credit score.

Contact Jeff and Josh here for a consult:

Clear Skies Capital
11858 Bernardo Plaza Ct Ste 110
San Diego, CA 92128
T: 1 (800) 230-9822

Lonesome Rider Coffee:

We are on location at Parkway Plaza in El Cajon to celebrate the opening of Lonesome Rider Coffee’s first storefront. We love this Veteran owned and family run business.


To understand how coffee makes life richer, you have to experience life without it. After enlisting in the U.S. Marine Corps in 2007, I went on four combat deployments to Iraq and Afghanistan.

I did a majority of my third combat tour without access to a drop of coffee. Denied the drink that held so many great childhood memories waking up to the whistling of my father’s tea kettle on the stove and the distinct sound that let the entire house know the savory, energy-boosting beverage would be ready soon.

For me, not just any coffee will do.

During my personal and military travels; My love of coffee drew me to local shops. Theses exotic shops is where I experienced mind-blowing flavor and after tasting pure coffee around the globe, generic U.S. coffee just didn’t taste as good. Worse, everyone around me didn’t know what they were missing! Things had to change. Luckily, I had noted all of his favorite coffee places, which became the foundation for the next step:

I combined a love of Western lore with my passion for great coffee, and the Lonesome Rider Coffee Company was born. Now, our family-owned company brings coffee to your kitchen from Asia, Africa, and Central/South America.

They have an amazing new Fall Menu and are now offering food like cinnamon buns and Beef Jerky!

We love the Pumpkin Spice Latte!

The Beef Jerky flavors come in Teriyaki, Whiskey Barrel, and Carne Asada! YUMMY!

Some of the most popular coffee flavors are:
Whiskey Barrel (aged 30 days) in genuine white oak bourbon barrels
Snake Bite
Cinnamon Bun
Breast cancer awareness Month blend, (pink patch project)
Lonesome Rider Coffee will be donating 25% of all sales from our “Breast Cancer Awareness” product line to help find a cure. * ALL YEAR LONG!!

You can stop by and try this amazing coffee for yourself in ParkWay Plaza’s Food Court.
EL CAJON, CA 92020

Hours are:
9:30 Am to 8:00 PM
Sunday 10:30 to 6:00 PM

Parkway Plaza:

Premier destination for shopping, dining, and entertainment in San Diego’s East County
Conveniently located at the I-8 and Hwy 67 interchange, Parkway Plaza is an enclosed mall with over 130 stores that features a balanced mix of fashion and destination retailers.e top-of-the-line shopping
Includes an 18-screen Regal Cinemas & IMAX Theatre

Joseph, Cindy, and Petra Rich, Marketing and Business Development Manager for Parkway Plaza.

Mall Hours:

MONDAY – SATURDAY 11:00 AM – 8:00 PM
SUNDAY 12:00 PM – 6:00 PM

Cindy’s Jumpsuit by Dress the Population

The Charlie Jumpsuit by Dress the Population

Cindy’s Wearing the Webb’s First Deep Field Printed Cardigan By Svaha USA:

Cardigan by Svaha, jumpsuit is Hunt & Gather

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