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Holiday Live show

01 Jan 2023

written by Cindy Matalucci

Live Dec. 9th:

We welcome our financial experts, Windus Fernandez Brinkkord from Trilogy Financial Services and Gary Sussman Vice President of Wealth Management at Trilogy Financial.

It is the end of the year, and we want to know is it important to have a Year end financial checklist? Windus and Gary give us finance tips for 2023 and moving into the new year.

We also talk about Disability insurance and Long term Care.

Some eye opening stats:
1.) Illnesses not accidents are the cause of most long term absences from work

2.) One in 4 will become disabled before retirement

3.) Disability is #1 cause of personal bankruptcies

Contact Windus and Gary here:

We then welcome our Business loan experts, from Clear Skies Capital.


Jeff Thon President

Jeff brought in Rodrigo Tolentino executive consultant with him to the show.

We talk about a hot topic… Equipment financing:

The Advantages
The biggest advantage of financing business equipment is that only a minimal initial expenditure is required. But that isn’t the only advantage; others are:
* Payments are usually tax deductible.
* Leases are usually easier to obtain and their terms are more flexible than those included in loans for making purchases.
* It can be easier to overcome obsolescence, as you can upgrade to the “latest and greatest” when your lease term expires.

Disadvantages
Of course, there are some disadvantages of financing business equipment that need to be considered:
* Leasing is almost always more expensive than making an outright purchase.
* Since you don’t own the equipment, you’re not building an equity.
* Even if you stop using the equipment before the end of your lease term, you have to make all the payments — or perhaps face a sizable early termination fee.

To book a consult with Jeff, Click here:


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